What Is Non-Trucking Liability Truck Insurance Coverage?

Non-Trucking Liability offers limited liability truck insurance for Truck Company who is permanently rent to an ICC regulated truck operator. It gives limited liability safety when the Truck Company is not on transmit, nor carrying a loaded truck. Once the Truck Company is under transmit mode, they are covered under the Primary Liability insurance policy of the company. Simply stated no trucking liability insurance provides a permanently leased truck operator with a restricted form of liability protection. Non-Trucking Liability applies when a Truck Company who is permanently rent to an ICC regulated truck is operating only for individual and non-commercial reason.

Non-trucking liability insurance can not apply when the Truck Company haul a loaded truck or function on behalf of a trucking company or uses a vehicle for any revenue generating intention like rental a trip. These types of activities normally fall under the primary auto liability insurance provided by a trucking company.

The primary liability coverage give full protection for the third party injury or damage so the company may save money in case of major accident take place. However the premium is high but the protection is greater. The primary liability coverage is made compulsory by the State and Federal agency, it is essential for the large truck fleet operating companies because if more accident occurs the company could not be able to cope up the financial losses.

Non-trucking Liability considered as a limited coverage that gives protection for leased truck company or operators only when the truck is used for individual reason. Non-trucking Liability cannot give protection when you work from your repair shop or garage.

Non-trucking Liability insurance is only protect from the individual usage.